2026 change to retirement catch-up contribution rule
2026 change to retirement catch-up contribution rule The year is already rapidly coming to a close, making it peak season for assessing (and, in many cases, reassessing) contribution options related to retirement savings accounts. A major factor worth considering heading into the new year are changes to the SECURE 2.0 Act’s catch-up contribution rule. The changes began on Jan. 1, 2026, and could have a significant impact on individuals 50 years of age and older who earned more than $150,000* in 2025. If you are part of this group of investors, read on to learn about what catch-up ...