Dear Heloise: When I turned 65, I told myself I would start making my end-of-life plans and would not delay doing so.

While visiting my estate planning attorney, I was urged to “freeze” my credit in the case that if someone attains my financial information, they cannot raise my credit limit and scam me for thousands of dollars.

So, I visited AnnualCreditReport.com to request my credit reports from two nationwide credit bureaus — Equifax (877-322-8228) and TransUnion (800-916-8800). Anyone can receive a free credit report at least yearly or more often if a person is unemployed or has been a victim of fraud.

During this period of economic uncertainty, weekly free online reports are available from the companies listed above, as well as Experian. There are also free credit reports in Spanish. No credit card or payment is required. — Dale, Dayton, Ohio

DISPOSABLE GLOVES

Dear Heloise: In response to your suggestion to Gene about using baking soda to rid his hands of garlic odor, how about wearing disposable gloves while cooking instead? Easy fix! — Joy, The Villages, Florida

EVEN BETTER

HARD-BOILED EGGS

Dear Heloise: Like Barbara, in Hollywood Beach, California, I was frustrated by hard-boiled eggs that were hard to peel. I, too, have a solution that makes the eggs easier to peel with just your hands.

Poke a small hole in the air chamber of the egg (in the wider end). Place the egg in your pot and check to see that a little bubble comes out. There’s nothing special to do after that. Just boil, cool and peel. — George Vidacovich, Ventura, California