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October 6, 13, 20, 27, November 3, 10, 2016
NOTICE OF MORTGAGE FORECLOSURE SALE
DATE: October 3, 2016
the right to verification of the DEBT AND identity of the original creditor within the time provided by law is not affected by this action.
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage. January 25, 2008.
2. Mortgagors: Lyle J. Steenhoven.
3. Mortgagees: Currie State Bank.
4. Recording Information: Recorded on January 28, 2008, as Document Number 174824 in the Office of the County Recorder Registrar of
Titles of Lyon County, Minnesota.
5. Assignments of Mortgage, if any: None.
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises:
21-146030-0.
7. Legal description of the mortgaged premises: All that part of the West half (W1/2) of Section Twenty-Three (23), Township One Hundred Nine (109) North, range Forty-Two (42) West in the City of Balaton, bounded and described as follows: Commencing at a point on the Southwesterly Line of Lake Avenue extended 130 feet Southeasterly from the Southeasterly corner of lot Twenty-One (21), block three (3), of the original plat of the City of Balaton: Thence Southeasterly along said Southwesterly line of Lake Avenue extended for a distance of 50 feet; thence Southwesterly at right angles to said Lake Avenue extended for a distance of 180 feet; Thence Northwesterly at right angles for distance of 50 feet; Thence Northeasterly at right angles for a distance of 180 feet to the point of beginning, County of Lyon, State of Minnesota.
8. The physical street address, city, and zip code of the mortgaged premises: 411 Lake Avenue South, Balaton, Minnesota 56115.
OTHER FORECLOSURE DATA
9. The person holding the Mortgage: (check one)
is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Currie State Bank.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Currie State Bank
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $45,000.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $36,708.76.
Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lyon County, Minnesota, at public auction on Thursday, December 1, 2016 at 10:00 a.m. at Lyon County Law Enforcement Center, 607 West Main Street, Marshall, Minnesota 56258.
14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on June 1, 2017.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Name and address of Name of Mortgagee or Mortgage Assignee:
Attorney for MortgageeCURRIE STATE BANK
or Mortgage Assignee:
/s/ Paul E. Stoneberg
Paul E. Stoneberg
STONEBERG, GILES & STROUP, P.A.
300 South O’Connell Street
Marshall, Minnesota 56258
Telephone: (507) 537-0591
Attorney Reg. No: 105892