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NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: November 3, 2006
MORTGAGOR: Joshua Polfliet, a single person
MORTGAGEE: First Independent Bank
DATE AND PLACE OF RECORDING: Recorded November 8, 2006 Lyon County Recorder, Document No. 168315.
ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank,
National Association. Dated November 3, 2006 Recorded November 8, 2006, as Document No. 168316.
TRANSACTION AGENT: NONE
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Independent Bank
RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A.
MORTGAGED PROPERTY ADDRESS: 100 Coleman Street, Ghent, MN 56239
TAX PARCEL I.D. #: 25-100111-0
LEGAL DESCRIPTION OF PROPERTY: The Southwesterly Eighty-five (SW’ly 85) feet of Lots One (1), Two (2) and Three (3) and the
Southwesterly Eighty-five (SW’ly 85) feet of the Northwesterly
Seventeen (NW’ly 17) feet of Lot Four (4), Block Seven (7), Village of Ghent, Lyon County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Lyon
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $112,333.44
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 21, 2016 at 10:00 AM
PLACE OF SALE: Sheriff’s Office, Main Entrance, Law Enforcement Center, 611 West Main, Marshall, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to
redemption within six (6) months from the date of said sale by the
mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2017, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is
reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE
MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: May 19, 2016
Merchants Bank, National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
94-16-003718 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.