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Mortgage Foreclosure Sale

December 20, 2012
Marshall Independent

December 20, 27, 2012

January 3, 10, 17, 24, 2013


NOTICE IS hereby given that default has occurred in the conditions of that certain mortgage dated February 27, 2004, given to secure an original principal amount of $98,000.00 executed by Vicky L. Kruckman, a single person, as mortgagor(s), to the United States of America, acting through the Rural Housing Service, formerly known as Farmers Home Administration, United States Department of Agriculture, Mortgagee, and duly recorded with the Office of the County Recorder of Lyon County, Minnesota on February 27, 2004,as Document Number T10674.

No action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof: all pre-foreclosure notice requirements have been complied with.

There is due and claimed to be due on the mortgage and the note secured thereby, including interest, taxes, and fees to the date of this notice, the sum of One Hundred Twenty Seven Thousand Nine Hundred Ninety Four and 45/100 dollars, ($127,994.45). Pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land lying and being located in the County of Lyon, Minnesota, described as follows:

Lot Seven (7), in Block Three (3), WestMar Lots, and Addition to the

City of Marshall.

Property address: 812 WESTMAR CIRCLE, MARSHALL, MN 56258

Parcel ID: 279660240

will be sold by the Sheriff of Lyon County at public auction on the 7th day of February, 2013, at 10:00 am o'clock in the County Sheriff's Office at 611 West Main Street, Marshall, MN 56258, to pay the debt then secured by said mortgage, taxes, if any on said premises, and the costs and disbursements allowed by law, subject to redemption within Six (6) months from said date of sale.

At the time of the commencement of said mortgage foreclosure proceedings said lands were not agricultural lands as defined by the Minnesota Omnibus Farm Act, Laws of 1986, Chapter 398.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated or the property redeemed, the time is 11:59 p.m. on August 7, 2013.

Dated: November 30, 2012

United States of America

By: Toni L. Carter

Acting Director for Bankruptcy Foreclosure/

Direct Loss Mitigation Sections

Rural Development, acting on

behalf of the Rural Housing Service

[Successor in interest to the Farmers Home Administration]

State of Minnesota U.S. Dept. of Agriculture



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