Social Security operations supervisor
When the holidays come, we spend money for presents, parties, greeting cards and traveling to see family. Before you spend all your holiday money, make sure you set some cash aside for retirement as a gift to yourself.
If you haven't started already, now is the time to begin saving for your retirement - no matter what your age. If retirement is near, start saving and planning immediately. If you're younger and retirement seems a lifetime away, it's still in your best interest to begin saving now - compound interest will help your retirement fund to grow over the years.
Invest in your future. You can check out the numbers yourself. A great way to start figuring out how much you will need for retirement is to learn how much you could expect from Social Security. You can do that in minutes with Social Security's online Retirement Estimator.
The Retirement Estimator offers an instant, personalized estimate of your future retirement benefits based on your earnings record and a few variables you enter. Try it out at www.socialsecurity.gov/estimator.
We encourage everyone to save for retirement, but there are reasons to save for every stage of life. A great place to go for help is www.mymoney.gov.MyMoney.gov is the U.S. government's website dedicated to teaching Americans the basics about financial planning. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401(k) plan, the resources at www.MyMoney.gov can help you.
Remember, be sure to give yourself a holiday gift you deserve. Not only should you set aside some money for your retirement fund, but you should also spend some time looking at these websites and picturing your future retirement. Spend a little bit of holiday time at www.socialsecurity.gov.